Construction Equipment Financing

Financing Up to $250,000

  • No Financial Statements or Tax Returns

  • 24-48 hour approval and up to 60 months to pay

  • We can also do Startup Companies!

Fusion Financing Solutions is a specialist in funding all types of specialty trucks and construction equipment. We work directly with equipment dealers or end users. Our specialty is less than perfect credit or people who have been turned down by traditional sources. We can approve transactions in 24-48 hours or less. Normally, we do not require financial statements or tax returns on any transaction up to $250,000. We also have a preferred rate program for better credits. Our application is the easiest to fill out.

If you have been turned down for credit from any other company Fusion Financing Solutions can help.

Working Capital Loans

Need working capital? With an equipment equity loan from Fusion Financing Solutions you can put cash in your company's pockets, take on more jobs, acquire new equipment or expand your business.

Our equity loans are not based on the profitability of your company but the value of your equipment. Even if your personal credit is badly damaged we can get you the cash you need - Now! Call us today!

Accounts Receivable Financing

Are you waiting 60, 90 or 120 days to get paid for your work? We can lend you money for working capital or any other reason the same day you bill and we get paid back when you get paid. Call for details.

Some of the types of equipment we can finance:

  • Above Ground Fuel Tanks

  • Backhoe

  • Bulldozer

  • Chipper

  • Concrete Mixer

  • Cranes

  • Dump Truck

  • Excavator

  • Trailers

  • Street Sweeper

  • Mechanic's Truck

  • Roofing Truck

  • Stump Cutter

  • Flat Bed Truck

  • Garbage Truck

  • Tow Truck

  • Tractor-Farming

  • Sewer & Septic

Types of Leases We Offer

  • Application only to $250,000

  • No financial statements necessary

  • Middle market financing up to $500,000

  • Large ticket over $500,000

Approvals for application in only 24 hours. Middle market and large ticket usually take 3-5 days. Up to 84 months to repay with excellent rates. These programs are for companies established for two years or more.

Sale & Lease Back

Many companies need working capital for expansion and do not want to use their bank lines for working capital. We have a program where we can use the equity in your existing equipment to give your company the working capital it needs. We buy your equipment and lease it back to you and when all the payments are made you own the equipment again.

Startup Program

Most financial institutions will not finance companies that are just going into business. If your company has just started in business, or is in business for a short time usually less than two years, we can help you grow by financing the equipment you need to be successful.

B, C and D Credits

In these tough economic times many businesses have suffered financially. Additionally, the owners of these companies have seriously damaged their personal credit. We have developed a "second chance" program to help these companies. We can structure your financial needs to help you rebuild your company.

Government and Municipal Leasing

We can provide lease financing to any government or municipal entity with guaranteed approval. The rate is determined by the rating of the municipality or government agency. A partial list of who we finance: Federal Government Agencies, Armed Services, State Agencies, Public Schools, Police Department, Fire Houses, Libraries.

We can finance any state or federally controlled entity.

Why Lease?

  • Leasing is one of the fastest growing ways of acquiring equipment in business today. Recent surveys found that 80% of U.S. businesses, from Fortune 500 to the local family business, lease some portion of their equipment. A growing business often faces the dilemma of limited cash flow and the need to add equipment. Leasing can put the equipment to work for you with real cash flow advantages and without major capital investment. We can lease virtually any type of equipment, including software and installation.

  • Unlike bank lines of credit that usually have variable rates, lease payments are fixed no matter what happens in the market. By choosing to lease you won't be a victim of skyrocketing interest rates. Remember the 80's when rates rose from 9% to over 20% in one year? That can't happen with leasing.

  • The monthly lease payment will usually be lower than the payment required by other methods of financing. Keep your business' cash for future needs, unexpected expenses or working capital when revenues are low.

  • Most types of financing require down payments of up to 25%, whereas leasing covers 100% of the cost of the equipment. Most leases require only one or two payments in advance. Get immediate use of the equipment with minimal up-front cost.

  • Leasing has no impact on your bank credit lines. Protect your borrowing power for other business needs or opportunities.

  • Technology is changing at a rapid fire pace. What meets your business' needs today may be obsolete three years from now. Leasing allows you the flexibility to maintain a competitive edge by giving you today's best technology then allowing you to upgrade when the equipment has outlived its advantage.

  • Leasing eliminates the need for complicated depreciation schedules since lease payments are generally line item expenses on your P&L statement. And since lease payments can usually be treated as a pre-tax business expense you may even reduce your taxes. Paying cash for equipment automatically adds 30-40% to the cost when you realize that cash = profits and taxes are paid on profits. Leasing is the right choice! It minimizes demands on cash flow, eliminates obsolescence, keeps your bank lines open, saves on taxes and shelters you from the market